* Leasehold
* Guideline Minimum Deposit £11, 500
* Guide Min Income - Dual £32. 2k Single £38. 5k
* Two Storey, Two Bedroom, End of Terrace House
* Approx. 588 Sqft Gross Internal Area
* Open Plan Kitchen/Reception Room
* High Performance Glazing
* Bathroom plus Downstairs Cloakroom
* Parking Space
Shared ownership (Advertised price represents 50% share. Full market value
£230, 000). This modern, two - storey property forms one end of a short terrace
and has a cloakroom just off the entrance hall with the remainder of the
ground - floor devoted to a dual - aspect reception room with open - plan kitchen
area. Upstairs is a main bedroom with built - in wardrobe plus a second double
bedroom and an attractive, naturally - lit bathroom. The energy - efficiency
rating is very good, thanks to well insulated walls, roof and floor, high
performance glazing and gas central heating. The house comes with a parking
space and use of the front/side lawn (not officially demised). The local
primary school, which is just minutes from Long Croft Road, was Ofsted -
reviewed in November 2023 and rated 'Good'. Hayle Railway Station is within
comfortable walking distance and the sands of Hayle beach only a brief car or
bike ride away.
Interested parties are required to complete the shared ownership common
application form **[ ]**
(Please note the minimum income and deposit requirements for eligibility. You
do not need to request a viewing separately once you have completed the
application form. )
_Housing Association: _ Heylo. Heylo Housing requires that all applicants must
have a permanent right to reside in the UK.
_Tenure: _ Leasehold (125 years from 2019).
_Minimum Share: _ 50% (£115, 000). The housing association will expect that you
will purchase the largest share affordable.
_Shared Ownership Rent: _ £414. 28 per month (subject to annual review).
_Service Charge: _ £39. 65 per month (subject to annual review).
_Guideline Minimum Income: _ Dual - £32, 200 Single - £38, 500 (based on minimum
share and 10% deposit).
_Council Tax: _ Band B, Cornwall Council. Priority is given to applicants
living and/or working in this local authority.
This property is offered for sale in the condition seen. The housing
association does not warrant to carry out any remedial or redecoration work of
a cosmetic nature unless specifically advised in writing. As a general rule,
fitted domestic appliances are included in the sale; non - fitted appliances are
not. If you require confirmation, you must request this in writing from Urban
Moves. The information in this document supersedes any information given
verbally either in person or by telephone.
_What is shared ownership ?_
Shared Ownership is a housing scheme designed to help homebuyers who are
unable to afford the cost of buying a property outright on the open market.
Properties may be sold off - plan or new build direct from housing associations,
or pre - owned from existing shared owners. The rules and terms of the scheme
are set by the Greater London Authority (gla) in London and Homes England
outside of London.
_Is shared ownership for you ?_
The gla and Homes England set the eligibility criteria for Shared Ownership,
but broadly speaking you must:
1\. Not own another property in the UK or any other country.
2\. Have a household income that falls below £90, 000 (£80, 000 threshold
outside the M25). Every property will have a minimum income level too,
determined by its’ value, rent and service charge costs. In most cases you
will need to meet or exceed the given minimum income.
3\. Have access to a minimum deposit of 10% of the share being purchased (a
minimum deposit of 5% of the share being purchased may be acceptable depending
on individual financial status).
4\. Be in full time permanent employment.
5\. Be a British, EU or eea Citizen or have indefinite leave to remain in the
UK.
6\. Have a good credit history.
Ground Floor
Entrance Hall
Cloakroom
Reception
15' 10" max. X 15' 10" max. (4. 83m x 4. 83m)
Kitchen
included in reception measurement
First Floor
Landing
Bedroom 1
13' 9" max. X 6' 9" max. (4. 19m x 2. 06m)
Bedroom 2
10' 2" max. X 9' 3" max. (3. 10m x 2. 82m)
Bathroom

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